Mastercard® Debit Card

We packed all the great features of our checking account into our debit card and partnered with Mastercard for even more benefits you’ll love. Our debit card has no annual fee or point of sale fees and is accepted anywhere Mastercard is. 

Convenient benefits you'll love

Nearly 30,000 ATMs

There is no fee to withdraw funds from Webster First ATMs or ATMs in the SUM or CO-OP Networks. Find an ATM

Fast and easy checkout

Mobile wallet and Mastercard Click to Pay offer you speed and convenience in the checkout lane.

Earn rewards

Cash back‡ offers are available right in online banking and our app.

Complimentary fraud monitoring

If potentially fraud transactions are detected, we’ll contact you immediately. Program Details

Total card control

Turn your card off and on, set limits, and get alerts with our MobiMoney app.

Zero Liability† protection

We won’t hold you responsible for “unauthorized transactions”.

Save time shopping

Your debit card, right on your phone

Keep your card in your wallet, or at home, when you connect it to mobile wallet for touch-free checkout in stores and accelerated checkout online. We’ve partnered with your favorite providers for maximum choice and convenience.

Pay faster and smarter online

Backed by Webster First and Mastercard, and built upon global payment industry standards, Click to Pay is the new password-free checkout option, that lets you check out faster with all participating merchants by storing your payment information in one place.

  • Bypass passwords – Password-free checkout takes the hassle out of paying online.
  • Smart security – Intelligent security helps recognize you at checkout.
  • Stay in control – Payment information stored securely in one place – so it’s there when you need it.

Earn rewards while you shop

Earn cash back‡ on qualified purchases. Cash back offers are available in online banking and our app. Think "Click, Shop, Cash" to start earning.

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In online banking, look for the “Purchase Rewards” tile on the homepage after you log in and click the “Earn Cash Back Now” button. In mobile banking, you’ll find Cash Back Rewards when you tap the “More” menu (indicated by three dots). Follow the prompts to finish your enrollment.

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Review offers and “Activate” the ones that interest you. Activated offers will appear in your Active Deals list.

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Make purchases online or in-store with your Webster First Mastercard® debit card.

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Receive cash back in your account‡. Tap “Earned Summary” to view a dashboard summary of the cash-back rewards you’ve earned.

Security you can count on

You’re in control

Our MobiMoney app offers you the security of total card control. With the MobiMoney app, you can:

  • Turn your card off and on.
  • Set limits on debit card use based on spend amount, location, merchant type, or transaction type. 
  • Want to know when your card is used? Set alerts based on location, transaction type, or amount spent – no more surprises. 

MobiMoney registration takes only a few moments once you download the app, and will require your card number, address, security code, card expiration date, and the last four digits of your Social Security number.

Double your protection with Mastercard

Get peace of mind knowing that we won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability† applies to purchases made in store, over the phone, online, via a mobile device, and ATM transactions. Cardholders will not be held responsible for unauthorized transactions if:

  • You have used reasonable care in protecting your card from loss or theft; and
  • You promptly reported any loss or theft to Webster First.

Want even more security? You can enroll in Mastercard’s ID Theft Protection™ program at no additional charge.

General FAQs

What is the daily ATM withdrawal limit?


What number do I call to report fraudulent charges or theft of my card?

If you need to dispute a charge, or if your card has been lost or stolen:

  • During business hours, please call us at (800) 962-4452 for immediate assistance.
  • After hours, please call (800) 528-2273 for assistance.
How do I let someone know I’ll be traveling and using my debit card out of state?

Call our Member Service Center at (800) 962-4452. They will be able to add a note to your account.

Cash Back Reward FAQs

What is this rewards program?

This rewards program lets you earn rewards by using your Webster First debit card to purchase merchandise and services. The program is available to all Webster First Mastercard® debit cardholders. As a Cardholder, there is no limit to the rewards you can earn so the more you use your debit card, the more rewards you can earn!

How does this work?

Once you have joined, you will be able to start using the offers and earning cash back. Some offers will need to be activated, and some are already available to use. Refer to the instructions on the offer to see how the offer can be redeemed.

After making a qualifying purchase, the offer will automatically be applied, and you will receive cash back in your checking account between 30-45 days for Card Linked offers, 120-150 days after the offer is redeemed for ‘Click to Purchase’ offers, and for Hotel offers, 45 days after you have completed your stay.

Is the program free?

Yes, this program is free!  There is no cost associated with this program, making it easy for Cardholders to earn rewards. This new rewards program is just another benefit of using your Webster First Mastercard® debit card.

What is a qualifying transaction?

A transaction that meets the Terms & Conditions of the offer and purchase route.

What does the expiration date mean on an offer?

The expiration date is the last day you can shop and be rewarded for that offer.

What is a “minimum spend” and what does it mean?

A ‘minimum spend’ for an offer is the minimum amount you must spend in order to qualify for the offer. If an offer has no minimum spend, it means that you will receive the offer on any purchase from the associated retailer.

What does the little red card icon mean against an offer?

This is a Card Linked Offer and means you can shop and earn cash back with this merchant and offer via any site and/or instore.

How can I check the status on offers I redeemed?

The Transactions page indicates the status of each redeemed offer.

Is my personal information shared with merchants?

No. Your personal information is not shared with merchants. In fact, no personal information leaves Webster First.

Additional Cash Back Rewards FAQs can be found in online banking and our mobile app.