Mastercard® Debit Card

Convenience and security that fit right in your wallet

We packed all the great features of our checking account into our debit card, and partnered with Mastercard for even more benefits you’ll love. Our debit card has no annual fee or point of sale fees and is accepted anywhere Mastercard is. 

Convenient benefits you’ll love

Nearly 30,000 ATMs

There is no fee to withdraw funds from Webster First ATMs or ATMs in the SUM or CO-OP Networks.

Fast and easy checkout

Mobile wallet and Mastercard Click to Pay offer you speed and convenience in the checkout lane.

Earn rewards

Cash back‡ offers are available right in online banking and our app.

Security features that keep you safe

Complimentary fraud monitoring

If potentially fraud transactions are detected, we’ll contact you immediately.

Total card control

Turn your card off and on, set limits, and get alerts with our MobiMoney app.

Zero Liability† protection

We won’t hold you responsible for “unauthorized transactions”.

Nationwide ATM access

Easy access to your cash is important, which is why we’ve teamed up with the CO-OP and SUM Networks to give you a nationwide ATM network.

  • Enjoy surcharge-free access to nearly 30,000 ATMs through our CO-OP Network partners
  • There is no fee to withdraw funds from Webster First ATMs or ATMs in the SUM or CO-OP Networks
  • $500 daily ATM withdrawal limit, higher limits available upon request
Find an ATM

Your debit card, right on your phone

Keep your debit card in your wallet, or at home, when you connect it to mobile wallet for touch-free checkout in stores and accelerated checkout online. We’ve partnered with your favorite providers for maximum choice and convenience.

Get started with mobile wallet

Pay faster and smarter online

Backed by Webster First and Mastercard, and built upon global payment industry standards, Click to Pay is the new password-free checkout option, that lets you check out faster with all participating merchants by storing your payment information in one place.

  • Bypass passwords – Password-free checkout takes the hassle out of paying online.
  • Smart security – Intelligent security helps recognize you at checkout.
  • Stay in control – Payment information stored securely in one place – so it’s there when you need it.
Learn More from Mastercard

Earn rewards while you shop

Earn cash back‡ on qualified purchases. Cash back offers are available in online banking and our app. Think "Click, Shop, Cash" to start earning.


Log in to your account. In the app, tap “Get Cash Back” from the “More” menu. In online banking, you’ll see a “Get Cash Back” widget right in your home screen. Click on offers that interest you to activate them.

business banking

Each offer has instructions to get cash back, such as spending a certain amount or shopping by a set date. Shop based on the offer terms using your Webster First Mastercard® debit card.


Earn your cash reward! Rewards are deposited right into your account for easy redemption.

We’ll keep a lookout for you

Complimentary fraud monitoring through our Card Alert Notification Program is included with every debit card. All activated cards are automatically enrolled for maximum convenience. This program monitors your card transactions for suspicious activity. If potentially fraud transactions are detected, we’ll contact you immediately.

Program Details

Total card control for security done your way

Our MobiMoney app offers you the security of card control. With the MobiMoney app, you can:

  • Turn your card off and on.
  • Set limits on debit card use based on spend amount, location, merchant type, or transaction type. 
  • Want to know when your card is used? Set alerts based on location, transaction type, or amount spent – no more surprises. 

MobiMoney registration takes only a few moments once you download the app, and will require your card number, address, security code, card expiration date, and the last four digits of your Social Security number.

Get it on Google Play button

Enjoy even more security, backed by Mastercard

Get peace of mind knowing that we won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability† applies to purchases made in store, over the phone, online, via a mobile device, and ATM transactions. Cardholders will not be held responsible for unauthorized transactions if:

  • You have used reasonable care in protecting your card from loss or theft; and
  • You promptly reported any loss or theft to Webster First.

Want even more security? You can enroll in Mastercard’s ID Theft Protection™ program at no additional charge.

Lost or stolen debit card?

If your debit card has been lost or stolen during business hours, please call us at (800) 962-4452 for immediate assistance.

If your card has been lost or stolen after hours, please call (800) 528-2273 for assistance.