**APY = Annual Percentage Yield. APY is accurate as of October 28, 2022. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum balance to obtain these rates is $1,000 and cannot be transferred from an existing Webster First Federal Credit Union account. Terms of the advertised rates are 9, 15, and 27 months. Rates subject to change. Limited time offer. Insured by NCUA. Member MSIC.