Card Alert Notification Program

Protecting your debit or ATM card from fraud requires 24/7 monitoring. Our complimentary fraud detection program monitors your card transactions for any suspicious activity. If potentially fraud transactions are taking place, we’ll contact you immediately so that future fraudulent transactions can be avoided. All members will be automatically enrolled in this program.

How the program works

What we monitor

Your card transactions are monitored for purchases outside your normal purchasing patterns, unusual timeframes and geographical locations, or purchase patterns that are consistent with previously identified fraud trends.

How we contact you

Getting in touch with you quickly is critical to stopping any potential card fraud. 86% of Americans have a mobile device and this offers a convenient and free* method to get in touch with you fast. With our Card Alert Notification Program, you will receive a text message asking you to confirm if a suspicious transaction was authorized by you.


Receiving a text message

  • The text message will contain Webster First’s name, the dollar amount of the transaction, and the merchant name.
  • You will be asked to reply with “Yes” if you authorized the transaction. You will receive a confirming text message and can continue to use your card with confidence.
  • A “No” reply means you have not authorized the transaction. You will receive a confirming text message.
  • Do not reply to the text message with any personal or confidential card information.
  • If you would like to opt out of receiving these important messages by text, you may reply with “STOP” to indicate this preference.

 Help us protect you

Keep us up to date with your current mobile and home phone numbers and contact information.

Traveling in the U.S. or to a foreign country for an extended period of time? Call us at (800) 962-4452 prior to your departure and we’ll make our monitoring more flexible during your travel time.

If your card has been lost or stolen during business hours, please call us at (800) 962-4452 for immediate assistance.

If your card has been lost or stolen after hours, please call (800) 528-2273 for assistance.

*When using mobile banking services, message and data rates may apply from your wireless carrier.