Jump Start Checking

Student checking made simple

When you’re just starting out, it helps to have an account designed around your needs. Our Jump Start Checking account is specifically designed for young adults ages 15 – 22.  

The account will automatically upgrade to First Advantage Checking once you reach 23 years of age, guaranteeing a great account for years to come.

To open a Jump Start Checking account, please visit one of our branches.

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Benefits you’ll love

Our Jump Start Checking account is packed with convenient features.

$0 Monthly Maintenance Fees

Jump Start Checking has no monthly maintenance fees and you’ll earn dividends on all balances over $5.

Safety and Security

Your debit card comes with complimentary fraud monitoring and Mastercard® Zero Liability Protection†.

Nearly 30,000 ATMs

There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks.

Online and Mobile Banking

Check balances, track budgets, deposit checks, make loan payments, and more.

Mobile Wallet

Connect to Apple Pay®, Google Pay, or Samsung Pay for convenience and speed at checkout.

Overdraft Available

We’ll help you cover unexpected expenses with our handy overdraft options.

Always have access to your money

Keep an eye on your accounts anytime with online banking and our mobile app.

  • Check your balance with a swipe
  • Transfer money between your accounts and pay bills
  • Deposit checks
  • Get text and email alerts to stay on track

See all account access options

Download on the App Store Get it on Google Play

Learn the ropes while staying safe

Complimentary fraud monitoring through our Card Alert Notification Program is included with every debit card.

  • This program monitors your card transactions for suspicious activity.
  • If potential fraud is detected, we’ll contact you immediately.

Program details

Plus, we won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability† applies to purchases made in store, over the phone, online, via a mobile device, and ATM transactions.

Your phone is your debit card

We’ve partnered with your favorite providers to offer mobile wallet for touch-free checkout in stores and accelerated checkout online.

  • Leave your wallet at home and pay in a flash
  • Use in store or online

Get started with mobile wallet

Learn more about Apple Pay Learn more about Google Pay Learn more about Samsung Pay

Requirements to open

  • Must be between the ages of 15 – 22
  • Members under age 18 require joint ownership
  • Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member
  • $5 minimum balance
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Award-winning service

2020 Best of Central Mass winner award badge

2020 Winner: Best of Central Mass

2019 Winner: Best of Central Mass

Rated 5 Stars by Bauer

2018 Winner: BBB Marketplace Excellence

Why choose Webster First?

Smart money decisions are in our DNA

Webster First is one of the most well capitalized credit unions in Massachusetts as a result of our hard work and determination to make the best possible financial decisions. With our experience and dedicated team, we’re confident we can help you make the right financial decisions too.

Local, neighborly know-how

Our roots are in Massachusetts, opening our first branch in the small town of Webster back in 1928. Since then we’ve grown to over $1.2 billion with over 80,000 members who trust us with their banking. Since our banking team is locally grown too, they personally care about the success of their neighbors and community.

Authenticity you can trust

As New Englanders, we believe in being upfront and honest. You can expect straightforward answers to all your questions. Each relationship starts with trust and it’s the cornerstone of our acclaimed member service.