Student checking made simple

When you’re just starting out, it helps to have an account designed around your needs. Our Jump Start Checking account is specifically designed for young adults ages 15 – 22.  

The account will automatically upgrade to First Advantage Checking once you reach 23 years of age, guaranteeing a great account for years to come.

To open a Jump Start Checking account, please visit one of our branches.

Find a Branch

Jump Start Checking benefits you’ll love

$0 Monthly Maintenance Fees

Jump Start Checking has no monthly maintenance fees, so your money stays yours.

Safety and Security

Your debit card comes with complimentary fraud monitoring and Mastercard® Zero Liability Protection†.

Nearly 30,000 ATMs

There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks.

Online and Mobile Banking

Check balances, track budgets, deposit checks, make loan payments, and more.

Mobile Wallet

Connect to Apple Pay®, Google Pay, or Samsung Pay for convenience and speed at checkout.

Overdraft Available

We’ll help you cover unexpected expenses with our handy overdraft options.

Always have access to your money

Bank on the go

Keep an eye on your accounts anytime with online banking and our mobile app.

  • Check your balance with a swipe
  • Transfer money between your accounts and pay bills
  • Deposit checks
  • Get text and email alerts to stay on track

See all account access options

Your phone is your debit card

We’ve partnered with your favorite providers to offer mobile wallet for touch-free checkout in stores and accelerated checkout online.

  • Leave your wallet at home and pay in a flash
  • Use in store or online

Get started with mobile wallet

Learn the ropes while staying safe

Complimentary fraud monitoring through our Card Alert Notification Program is included with every debit card.

  • This program monitors your card transactions for suspicious activity.
  • If potential fraud is detected, we’ll contact you immediately.

Plus, we won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability† applies to purchases made in store, over the phone, online, via a mobile device, and ATM transactions.

Open your Jump Start Checking Account

Must be between the ages of 15 – 22 to open. Members under age 18 require joint ownership. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. $5 minimum opening balance.

Award-winning service

2024: Newsweek Best Regional Banks and Credit Unions

2023 Winner: Best of Central Mass

Webster First 5-Star Bauer Rating Badge

Rated 5 Stars by Bauer

2022 Winner: Best of Central Mass