Jump Start Checking
Student checking made simple
When you’re just starting out, it helps to have an account designed around your needs. Our Jump Start Checking account is specifically designed for young adults ages 15 – 22.
The account will automatically upgrade to First Advantage Checking once you reach 23 years of age, guaranteeing a great account for years to come.
To open a Jump Start Checking account, please visit one of our branches.Find a Branch
Benefits you’ll love
Our Jump Start Checking account is packed with convenient features.
$0 Monthly Maintenance Fees
Jump Start Checking has no monthly maintenance fees and you’ll earn dividends on all balances over $5.
Safety and Security
Your debit card comes with complimentary fraud monitoring and Mastercard® Zero Liability Protection†.
Nearly 30,000 ATMs
There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks.
Online and Mobile Banking
Check balances, track budgets, deposit checks, make loan payments, and more.
Connect to Apple Pay®, Google Pay, or Samsung Pay for convenience and speed at checkout.
We’ll help you cover unexpected expenses with our handy overdraft options.
Always have access to your money
Keep an eye on your accounts anytime with online banking and our mobile app.
- Check your balance with a swipe
- Transfer money between your accounts and pay bills
- Deposit checks
- Get text and email alerts to stay on track
Learn the ropes while staying safe
Complimentary fraud monitoring through our Card Alert Notification Program is included with every debit card.
- This program monitors your card transactions for suspicious activity.
- If potential fraud is detected, we’ll contact you immediately.
Plus, we won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability† applies to purchases made in store, over the phone, online, via a mobile device, and ATM transactions.
Your phone is your debit card
We’ve partnered with your favorite providers to offer mobile wallet for touch-free checkout in stores and accelerated checkout online.
- Leave your wallet at home and pay in a flash
- Use in store or online
Requirements to open
- Must be between the ages of 15 – 22
- Members under age 18 require joint ownership
- Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member
- $5 minimum balance
2020 Winner: Best of Central Mass
2019 Winner: Best of Central Mass
Rated 5 Stars by Bauer
2018 Winner: BBB Marketplace Excellence
Why choose Webster First?
Smart money decisions are in our DNA
Webster First is one of the most well capitalized credit unions in Massachusetts as a result of our hard work and determination to make the best possible financial decisions. With our experience and dedicated team, we’re confident we can help you make the right financial decisions too.
Local, neighborly know-how
Our roots are in Massachusetts, opening our first branch in the small town of Webster back in 1928. Since then we’ve grown to over $1.2 billion with over 80,000 members who trust us with their banking. Since our banking team is locally grown too, they personally care about the success of their neighbors and community.
Authenticity you can trust
As New Englanders, we believe in being upfront and honest. You can expect straightforward answers to all your questions. Each relationship starts with trust and it’s the cornerstone of our acclaimed member service.