First Advantage Checking
Banking that fits you
Looking for a free checking account with added benefits? First Advantage Checking offers you all the bells and whistles without monthly maintenance fees.Open Now Find a Branch
Benefits at a glance
There's a lot to love about our First Advantage Checking account.
$0 Monthly Maintenance Fees
First Advantage Checking has no monthly maintenance fees, so your money stays yours.
Safety and Security
Your debit card comes with complimentary fraud monitoring and Mastercard® Zero Liability Protection†.
Earn cash back‡ on qualified purchases with our free rewards program.
Nearly 30,000 ATMs
There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks.
Online and Mobile Banking
Check balances, track budgets, deposit checks, make loan payments, and more.
Connect to Apple Pay®, Google Pay, or Samsung Pay for convenience and speed at checkout.
We’ve got your back
Complimentary fraud monitoring through our Card Alert Notification Program is included with every debit card. All activated cards are automatically enrolled for maximum convenience. This program monitors your card transactions for suspicious activity. If potential fraud is detected, we’ll contact you immediately.Program details
Your money is safe
Get peace of mind knowing that we won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability† applies to purchases made in store, over the phone, online, via a mobile device, and ATM transactions.
Make checkout a breeze
Connect your debit card to mobile wallet for touch-free checkout in stores and accelerated checkout online.
- We’ve partnered with your favorite providers for maximum choice and convenience
- Leave your wallet at home and pay in a flash
- Use in store or online
Get started with mobile wallet
Earn cash back while you shop
A great account can be rewarding in more ways than one. Earn cash back‡ on qualified purchases with our free program.
- Activate offers right from online banking or our app.
- Shop based on the offer terms using your Webster First debit card or connected mobile wallet.
- Earn your cash reward! Rewards are deposited right into your checking account.
Requirements to open
- Must be 18 years of age or older
- Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member
- $5 minimum balance
2022 Winner: Best of Central Mass
Rated 5 Stars by Bauer
2021 Winner: Best of Central Mass
Why choose Webster First?
Smart money decisions are in our DNA
Webster First is one of the most well capitalized credit unions in Massachusetts as a result of our hard work and determination to make the best possible financial decisions. With our experience and dedicated team, we’re confident we can help you make the right financial decisions too.
Local, neighborly know-how
Our roots are in Massachusetts, opening our first branch in the small town of Webster back in 1928. Since then we’ve grown to over $1.2 billion with over 80,000 members who trust us with their banking. Since our banking team is locally grown too, they personally care about the success of their neighbors and community.
Authenticity you can trust
As New Englanders, we believe in being upfront and honest. You can expect straightforward answers to all your questions. Each relationship starts with trust and it’s the cornerstone of our acclaimed member service.