Personal Loans
While the best things in life are free, sometimes there are things can come with an added expense.
At Webster First, our focus is on helping you make the right financial decisions. Whether you’re looking to consolidate your debt, finance a major purchase, or tackle an unexpected expense, our personal loans can be a great choice. Talk to our team today and see how we can help you.
Apply Now Find a BranchPersonal loan benefits
Low rates
Rates currently as low as 10.74% APR1
Finance up to $20,000
Cover a wide range of need with scalable financing amounts
No pre-payment penalties
Shrink your term and save on interest by making extra payments to your principal balance
Easily stay on track
Track your loan balance and make your monthly payments with our mobile app
Ways to use a personal loan
Consolidate your debts from credit cards or other high-interest lenders into one manageable monthly payment.
Weddings can be a major expense – our personal loans are a perfect match.
Dreaming of vacation? All you need is your passport and our personal loans.
Finance temporary storage, moving truck fees, new furniture, and more.
Pay off medical bills with our personal loans and budget manageable payments for peace of mind.
Ignoring the need for repair can lead to bigger problems down the road. A personal loan can be a great way to get the repairs you need now.
Current Rates
| Type | APR1 | EMP2 (per $1,000) | Finance Charge |
|---|---|---|---|
| Personal Loans | |||
| 24 Month | 10.74% | $46.50 | $115.92 |
| 36 Month | 10.99% | $32.75 | $178.66 |
| 48 Month | 11.49% | $26.10 | $252.23 |
| 60 Month | 11.99% | $22.25 | $334.63 |
| Credit Builder³ | |||
| 60 Month | 7.00% | $19.81 | $188.27 |
| Signature Line of Credit⁴ | 12.90% | ||
| Overdraft Revolving Credit⁵ | 14.90% | ||
| Share Secured Loans⁶ |
2:EMP = Estimated Monthly Payment.
3:Proceeds held in an interest bearing certificate for full term of the loan.
4:Maximum amount $10,000
5:Maximum amount $5,000
6:Three percent over interest being earned on account held as collateral
How can we help?
Our dedicated Loan Officers are here to answer your questions. Contact your local branch for a personal loan expert right around corner.
Award-winning service
2024: Newsweek Best Regional Banks and Credit Unions
2023 Winner: Best of Central Mass
2023 Top Lender: Banker & Tradesman
Rated 5 Stars by Bauer
2022 Top Lender: Banker & Tradesman