Personal Loans

While the best things in life are free, sometimes there are things can come with an added expense.

At Webster First, our focus is on helping you make the right financial decisions. Whether you’re looking to consolidate your debt, finance a major purchase, or tackle an unexpected expense, our personal loans can be a great choice. Talk to our team today and see how we can help you.

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Personal loan benefits

Low rates

Rates currently as low as 10.74% APR1

Finance up to $20,000

Cover a wide range of need with scalable financing amounts

No pre-payment penalties

Shrink your term and save on interest by making extra payments to your principal balance

Easily stay on track

Track your loan balance and make your monthly payments with our mobile app

Ways to use a personal loan

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Debt consolidation

Consolidate your debts from credit cards or other high-interest lenders into one manageable monthly payment.

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Wedding expenses

Weddings can be a major expense – our personal loans are a perfect match.

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Vacation financing

Dreaming of vacation? All you need is your passport and our personal loans.

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Moving expenses

Finance temporary storage, moving truck fees, new furniture, and more.

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Medical bills

Pay off medical bills with our personal loans and budget manageable payments for peace of mind.

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Car repairs

Ignoring the need for repair can lead to bigger problems down the road. A personal loan can be a great way to get the repairs you need now.

Current Rates

Type APR1 EMP2 (per $1,000) Finance Charge
Personal Loans
24 Month 10.74% $46.50 $115.92
36 Month 10.99% $32.75 $178.66
48 Month 11.49% $26.10 $252.23
60 Month 11.99% $22.25 $334.63
Credit Builder³
60 Month 7.00% $19.81 $188.27
Signature Line of Credit⁴ 12.90%
Overdraft Revolving Credit⁵ 14.90%
Share Secured Loans⁶
1:APR = Annual Percentage Rate. Rates subject to change without notice. Rate determined by credit report and collateral.
2:EMP = Estimated Monthly Payment.
3:Proceeds held in an interest bearing certificate for full term of the loan.
4:Maximum amount $10,000
5:Maximum amount $5,000
6:Three percent over interest being earned on account held as collateral

How can we help?

Our dedicated Loan Officers are here to answer your questions. Contact your local branch for a personal loan expert right around corner.

Award-winning service

2024: Newsweek Best Regional Banks and Credit Unions

2023 Winner: Best of Central Mass

2023 Top Lender: Banker & Tradesman

Webster First 5-Star Bauer Rating Badge

Rated 5 Stars by Bauer

2022 Top Lender: Banker & Tradesman