Real estate loan application documents

Know what documents you’ll need

When you apply for a real estate loan at Webster First, we’ll need to collect additional documentation in addition to your actual application. Our team has put together a list of the documents we’ll need to process your request so you can begin collecting the documents that apply to you. Please note that additional documentation may be requested depending on your financial situation. We’ve included a downloadable PDF version of this list for easy reference.

Download the PDF


All mortgages and home equities

  • 1 Month of Recent Paystubs (2 Months if Paid Monthly)
  • Pension/Social Security Award Letter
  • 2 years of W2’s
  • 2 years of Personal and/or Business Federal Tax Returns
    • If Self-Employed – Statement of Year to Date Earnings for each Business
  • 2 Months of Bank Statements
  • Most Recent Retirement Account Statement
  • Copy of the Deed to the Subject Property


For all real estate owned (subject property, investment property, second/vacation home)

  • Real Estate Tax Bill
  • Current Mortgage Bill(s)
  • Homeowners Insurance Policy
  • Flood Insurance Policy



  • Offer to Purchase
  • Purchase and Sales Agreement
  • Copy of Down Payment Deposit Checks
  • First Time Homebuyers – First Time Homebuyer Certificate


Refinance or home equity – cash out for bill consolidation

  • Statements for any bills being paid by WFFCU


Purchase, refinance or home equity – if deed is or is going to be in the name of a trust

  • Copy of Trust Paperwork


Purchase, refinance or home equity – if subject property is a condominium

  • Master Insurance Policy
  • Master Deed
  • Proof of Condo Association – Declaration of Trust
  • Condo Budget
  • Condo Questionnaire



  • Detailed Plans
  • Detailed Estimates