Teen Checking
Give your teenager the tools they need to build financial confidence. Designed specifically for teens and pre-teens ages 10-17, this account provides a safe and supportive environment to learn essential banking skills, from depositing their first paycheck to understanding how debit cards work.
Find a BranchTeen Checking Benefits
Master banking fundamentals
Build essential banking skills in a secure, supervised environment. From managing a debit card to tracking spending, we’re here to guide you every step of the way.
Bank anywhere
Access your account anytime with online banking and our mobile app. Check balances, review transactions, and learn smart money habits. Available in the App Store, Google Play, and Amazon Store.
Get paid up to 2 days early
Set up direct deposit and access your earnings up to two days early, so you can enjoy your hard-earned money sooner.
No monthly maintenance fees
Enjoy banking with no monthly maintenance fees, so your money goes further while you learn to manage it effectively.
Mastercard® Debit Card
With your Webster First debit card, you can:
- Connect to your mobile wallet and P2P solutions like Venmo and Paypal.
- Make surcharge-free withdrawals at more than 30,000 ATMs nationwide through our CO-OP Network.
- Earn cash back rewards42 on eligible purchases.
- Set alerts and turn your card on and off with Card Management-right in online banking.
- Get complimentary fraud monitoring with our Card Alert Notification Program.
You’re not held responsible for unauthorized transactions with Mastercard Zero Liability Protection.41
FAQs
How do I become a member?
To become a member at Webster First you must live, work, worship, or attend school in Worcester, Middlesex, Essex, or Suffolk counties in Massachusetts.
Why can't I open an account online?
To set up your teen’s account, a joint owner over the age of 18 is required. We kindly ask that you visit a branch to complete the necessary paperwork and provide identification.
Can teens use online banking independently?
Yes, teens can access online banking and our mobile app to check balances and review transactions, helping them develop financial awareness and budgeting skills.
Can I monitor my teen's account activity?
As the joint account holder, you’ll have full access to account information and can help guide your teen’s financial decisions.
What happens when they turn 18?
When the account holder reaches their 18th birthday, their Teen Checking will automatically become our First Rate Checking Account. They’ll immediately start to enjoy new benefits like earning a higher rate on the first $1,000 in their account when they are signed up for eStatements and direct deposit.51
Open a Teen Checking today
$5 minimum balance to open.