First Rate Savings
Saving money should be simple. Our First Rate Savings account is simple, yet loaded with benefits.
Open Now Find a BranchBenefits of a Primary Share Savings account
Earn on your deposits
Put your money to work for you. First Rate Savings pays dividends on all balances $5 and over.
Nearly 5,000 branches
Get access to your account and unlimited free withdrawals at Webster First and our CO-OP Network partners.
Pay a Person
Easily send money to friends regardless of where they bank with our Pay a Person feature. Pay a person right from Webster First’s online & mobile banking. Funds can arrive instantly. No need for third-party apps.
Get paid up to 2 days early
With a payroll direct deposit set up in your Webster First account you may have access to your funds up to 2 days earlier than your scheduled payday.26,27 Learn More
Savings Goal Calculator
Why choose Webster First?
2026: Newsweek Best Regional Banks and Credit Unions
2025 Winner: Best of Central Mass
2025: Newsweek Best Regional Banks and Credit Unions
2024 Winner: Best of Central Mass
2024: Newsweek Best Regional Banks and Credit Unions
2023 Winner: Best of Central Mass
Rated 5 Stars by Bauer
Open Your First Rate Savings Today
To open you must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. $5 opening balance required.
