Introducing First Rate Banking

Our new First Rate Checking account lets you earn 5.00% APY2 on your first $1,00051 when you're signed up for eStatements and direct deposit.

Earn More Today
I want to
Open a checking account Pay my loan Earn more with a certificate Save for retirement Refinance my mortgage Tap into home equity Calculate my finances Open a savings account Open a business account Apply for a car loan
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Deposits are Fully Insured

At Webster First, NCUA insures all deposits up to $250,000 and all amounts exceeding that are insured by MSIC.
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$0 Monthly Maintenance Fees

First Rate Checking has no monthly maintenance fees, so your money stays yours.
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Safety and Security

Your debit card comes with complimentary fraud monitoring and Mastercard® Zero Liability41 Protection.
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Nearly 30,000 ATMs

There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks.
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Online and Mobile Banking

Check balances, track budgets, deposit checks, make loan payments, and more.
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Mobile Wallet Compatible

Connect your debit card to mobile wallet for quick checkout online and in stores.

Banking done better

Newsweek names Webster First among Best Regional Banks and Credit Unions

Webster First was included in Newsweek's list of America’s Best Regional Banks and Credit Unions for a third time in 2026! This list recognizes 500 banks and 500 credit unions nationwide.

A credit union you can count on, since 1928

With our experience and dedicated team, we’re confident we can help you make the right financial decisions.

About Us

Award-winning service

2026: Newsweek Best Regional Banks and Credit Unions

2025 Winner: Best of Central Mass

2025 Winner: Better Business Bureau Central Mass Marketplace Excellence Award

America's Best Regional Banks and Credit Unions Newsweek 2025. Plant-A Insights Group.

2025: Newsweek Best Regional Banks and Credit Unions

2024 Winner: Best of Central Mass

2024: Newsweek Best Regional Banks and Credit Unions

2023: Banker & Tradesman Top Lender

2023 Winner: Best of Central Mass

Webster First Federal Credit Union Rated 5-stars by Bauer. Awarded September 2024. www.bauerfinancial.com

Rated 5 Stars by Bauer

2022 Winner: Best of Central Mass

2022: Banker & Tradesman Top Lender

2022 Winner: Interactive Media Awards (IMA) Outstanding Achievement

2021 Winner: Best of Central Mass

2020 Best of Central Mass winner award badge

2020 Winner: Best of Central Mass

2019 Winner: Best of Central Mass

Over 90 years of know-how, here for you

RIP to the penny: What the death of the US penny means for you

For over 230 years, the humble penny has been a constant in American life. From piggy banks to…

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Webster First donation helps Pogo the cat receive lifesaving surgery

In October 2025, Webster First hosted a “Boo-tiful Photos Contest” to celebrate the bond between our members and…

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Webster First named one of Newsweek’s Best Regional Credit Unions for third year in a row

When you choose a financial partner, you want to know they are stable, trustworthy, and committed to your…

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