Get paid up to 2 days early

Get your money up to two days before payday, giving you flexibility and peace of mind when bills are due. For Webster First members with direct deposit, funds can arrive early—no extra steps or fees required.26,27

Access your paycheck faster, free, and without the hassle

Stay ahead of your bills and keep life moving with earlier access to your paycheck. Webster First members who have direct deposit may see eligible deposits in their account up to two business days sooner than before. That means you can cover expenses, plan with confidence, and experience financial relief exactly when you need it.

No sign-ups. No hoops. Just faster access to your money.

Why get paid early?

Cover bills on your schedule

Receive your payroll direct deposit before the traditional payday, so you can take care of important expenses with less stress.

No action required

If you have direct deposit set up, there’s nothing new to enroll in or activate. You’ll simply see eligible deposits post sooner, automatically.

No fees

Webster First accounts come with no monthly maintenance fees and no charges for accessing your funds early.

Support you can rely on

With every deposit, you have the security of Webster First’s longstanding commitment to exceptional member service and financial safety.

How to start getting paid early

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1
Become a member

Open a checking account if you don't already have one. If you live, work, or worship in our field of membership, getting started is easy.

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2
Set up direct deposit

Complete a direct deposit form with your Webster First account info, and submit it to your employer or payor.

3
Watch for your deposit

We'll credit your account with your deposit as soon as we receive it from your employer or other payor—which could be up to two days ahead of your scheduled payday. It’s that easy.

FAQs

Is there a fee for getting my paycheck early?

Nope! We don’t charge for direct deposit – and our checking accounts have no monthly maintenance fees.

Do I need a minimum deposit amount to qualify?

There’s no minimum deposit required to access your funds early.

How will I know when my direct deposit is available?

We post your deposit to your account as soon as we receive the funds from your employer or payor. This could be up to two business days before your usual payday.

Will every direct deposit always arrive early?

While we work to make funds available as soon as possible, timing depends on when the payor sends the deposit. Not every deposit will necessarily arrive early.

Is my money secure with Webster First?

Absolutely. Deposits are insured up to $250,000 by the NCUA, and additional amounts are covered by MSIC.

Start getting paid faster today

Don’t wait for payday to manage your finances. Open a Webster First checking account and see your hard-earned money arrive sooner. To open, you must be 18 years of age or older and live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. $5 minimum balance to open.


Still have questions?

Our dedicated member service center is standing by to help.

(800) 962-4452
Monday – Wednesday: 8:00 a.m. – 4:30 p.m.
Thursday: 8:00 a.m. – 6:00 p.m.
Friday: 8:00 a.m. – 5:00 p.m.
Saturday: 8:00 a.m. – 12:00 p.m.
Sunday: Closed