Banking that’s fully insured

Your money is safe at Webster First

Looking to open a new account or switch where you bank? Turn to the credit union rated 5-stars (Superior)8 by Bauer Financial9 where your deposits are fully insured.

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Insured by NCUA up to $250,000, additional amounts insured by MSIC

The National Credit Union Administration (NCUA), a U.S. Government Agency, insures member deposits for up to $250,000. The Massachusetts Credit Union Share Insurance Corporation (MSIC) insures additional amounts. MSIC fully insures excess shares and deposits above the federal insurance limit of $250,000 at ALL of its member credit unions.

Read our article How does deposit insurance work? for more details.

How to join

If keeping your money safe is important to you, joining is easy! Simply make sure you meet our membership requirements below and open your account online or in branch.

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You are eligible to join Webster First if you live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts.

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Businesses and other legal entities located in Worcester, Essex, Middlesex, or Suffolk Counties, Massachusetts are also eligible to join.

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Additionally, you are eligible if you are a current Webster First employee, are a volunteer in the community, or are the spouse of someone who died while within the field of membership.

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Members of the immediate family or household, and organizations of anyone meeting these qualifications are also eligible to join.

Why choose Webster First?

2022: Banker & Tradesman Top Lender

2023: Banker & Tradesman Top Lender

2023 Winner: Best of Central Mass

Webster First 5-Star Bauer Rating Badge

Rated 5 Stars by Bauer

2022 Winner: Best of Central Mass

2022: Banker & Tradesman Top Lender

2021 Winner: Best of Central Mass

Additional accounts you may be interested in

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Primary Share Savings Account

Our Primary Share account is basic savings, upgraded. Enjoy added features and ultimate flexibility.


Open Primary Share

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First Advantage Checking

Compliment your certificate with our free flagship checking account.


Open First Advantage Checking

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Money Market

Earn more when you save more with our Money Market options and make your money go further.


Open Money Market