Earn up to 3.50% APY^2,8with a Money Market Account

Enjoy the growth of a high-yield account with the flexibility you need. Access your funds easily while building a secure financial cushion for you and your family.

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Benefits of a Money Market Account

Earn more than a traditional savings account

Maximize your nest egg with competitive interest rates. With our Money Market Plus option, you can earn up to 3.50% APY^2,8, significantly higher than standard savings accounts.

Your deposits are fully insured

Rest easy knowing your hard-earned savings are completely protected. At Webster First, deposits are federally insured by the NCUA up to $250,000, with amounts exceeding that fully insured by MSIC.

Get our best rates with Money Market Plus

Money Market Plus offers higher rates than our regular Money Market account. You'll need to meet three simple criteria²⁸ to qualify:

Have a Webster First checking account

At least 1 direct deposit into your checking account per month

At least 5 debit card transactions from your checking account per month

Current Rates

Type	Dividend Rate	APY²	Min Balance⁷
Money Market	.15%	.15%	$500,000.00
	.15%	.15%	$250,000-$499,999.99
	.15%	.15%	$100,000-$249,999.99
	.15%	.15%	$50,000-$99,999.99
	.15%	.15%	$25,000-$49,999.99
	.15%	.15%	$1,000-$24,999.99
	.10%	.10%	$5.00 - $999.99
Money Market Plus²⁸	3.44%	3.50%	$500,000.00
	3.20%	3.25%	$250,000-$499,999.99
	2.96%	3.00%	$100,000-$249,999.99
	1.75%	1.77%	$50,000.00 - $99,999.99
	1.25%	1.26%	$25,000.00 - $49,999.99
	.75%	.75%	$1,000.00 - $24,999.99
	.50%	.50%	$0.00 - $999.99

All rates subject to change without prior notice. Fees may reduce earnings for accounts where fees apply. Annual Percentage Yield accurate as of April 1, 2026.

Start growing your savings today

Take the first step toward smarter savings. Open your Webster First Money Market account and watch your money grow – securely and flexibly. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County. $5 minimum balance to open a Money Market account. $1,000 minimum to open Money Market Plus.

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