Fixed Rate Mortgages

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Benefit from predictable payments for years to come

 

  Apply now  

 

Due to the Coronavirus (COVID-19) outbreak, we are experiencing higher than normal volume. There may be delays in responding to and processing your application. Thank you for your patience.

There's no place like home, and Webster First can help you get there. Our Fixed Rate Mortgages help you benefit from our low rates for years to come.

 

 

Program details

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  • Great first mortgage offerings with terms of 10 to 40 years
  • Purchase or refinance owner occupied property
  • Mortgages are available for 1 to 4 unit properties
  • Some packages may include points and/or down payment may be required

 

 

 

Current rates

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Rates subject to change without prior notice. Rates current as of March 31, 2020.

 

Type

Rate

APR*

Monthly PMT (per $1,000)

Points

15 Year

3.000%

3.084%

$6.91

0

20 Year

3.250%

3.319%

$5.67

0

30 Year

3.500%

3.550%

$4.49

0

40 Year

4.000%

4.043%

$4.18

0

 

 

 

 

Apply for a Fixed Rate Mortgage

 

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Program subject to change without prior notice.

*APR = Annual Percentage Rate

All mortgage annual percentage rates (APR) are for 1-4 unit owner occupied primary residences, based on 20% down payment. APR's may vary with lesser down payment. All mortgages with a loan to value of 80% and over require Private Mortgage Insurance (PMI). Rates subject to change without any prior notice. Please call for detailed guidelines.

Subject to credit union underwriting approval. Taxes and insurance are not included in the payment examples.