First Time Home Buyers


Finance your first home with Webster First


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Due to the Coronavirus (COVID-19) outbreak, we are experiencing higher than normal volume. There may be delays in responding to and processing your application. Thank you for your patience.

Buying your first home is a big step. Trust our experienced team of mortgage professionals to guide you step by step. Plus, our First Time Home Buyers program is especially designed with your unique needs in mind.



Program details


  • Mandatory term of 30 years fixed
  • Make payments on the principle to shrink your time
  • Fixed interest rate set at closing and no points apply
  • RHS income limits apply




Current rates


Rates subject to change without prior notice. Rates current as of July 10, 2020.





Monthly PMT (per $1,000)


30 Year Fixed









Apply for a First Time Home Buyers Mortgage


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Program subject to change without prior notice.

*APR = Annual Percentage Rate

All mortgage annual percentage rates (APR) are for 1-4 unit owner occupied primary residences, based on 20% down payment. APR's may vary with lesser down payment. All mortgages with a loan to value of 80% and over require Private Mortgage Insurance (PMI). Rates subject to change without any prior notice. Please call for detailed guidelines.

Subject to credit union underwriting approval. Taxes and insurance are not included in the payment examples.