Mass Save® HEAT Loan Program
No-interest loans are available for home energy efficiency improvements through the Mass Save HEAT Loan Program. As a participating lender, we offer these no-interest loans on qualifying improvements, including:
- Mass Save Recommended Attic, Wall and Basement Insulation
- Heating Systems
- Domestic Hot Water & Solar Hot Water Heaters
- Central Air Conditioning and Heat Pumps
- ENERGY STAR® Qualified Replacement Windows
- Energy-Efficient Thermostats
Please visit Mass Save's website for more information.
HEAT Loans are available to customers of Cape Light Compact, Eversource, National Grid, Unitil Electric, and municipal electric customers served by Columbia Gas of Massachusetts or Liberty Utilities.
Ready to apply for a loan? Let's get started!
Applications for Mass Save HEAT Loans are available online, at one of our local branches, or by phone. If you'd like to apply by phone or speak with a member service representative for more information, call us at (800) 962-4452.
Already a member? Log in to Online Banking and click "Apply for a Loan" to get started.
Customers must meet program eligibility requirements to participate. Eligibility for the HEAT Loan Program is based on completing a Home Energy Assessment and pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit MassSave.com/HEATLoan or call 1-866-527-SAVE (7283) for details and to learn more about the program.