Auto Loans

 

Auto Loans That Put You in the Driver's Seat

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  • Rates as low as 3.49% APR* View all Rates >
  • Your rate is locked in for 30 days after pre-approval. Shop with confidence knowing financing is secured.
  • Loan terms available up to 84 months. Lower your monthly payments when you spread out the cost of your vehicle.
  • No pre-payment penalties. Pay ahead to save on interest.
  • Pre-approval is usually given within one business day.
  • Ready to start budgeting? Calculate my Payment >

 

 

 

 

 

Get Pre-approved Before You Visit the Dealership

 

Getting pre-approved can help you to get a better price on your vehicle, since dealerships will know you are a serious buyer, and can help to speed up the buying process once you've found the perfect car.

  1. Apply for loan pre-approval online or at your local branch. Pre-approval is usually given within one business day. Your rate is locked in for 30 days after pre-approval.
  2. Visit the dealer to test drive and reserve your new car.
  3. Finalize your loan with Webster First. We'll get you your check and arrange for any automatic payment transfers.
  4. Protect your investment with add-ons like extended warranties, GAP Advantage coverage, and auto insurance.

 

 

 

 

 

Protect the Investment in Your Car

 

Wrench and Screwdriver

Extended Warranties

  • Offer increased protection from mechanical repairs that may no longer be covered by the factory warranty
  • No deductibles
  • Nationwide coverage
  • 24/7/365 emergency roadside service
  • Learn more >

 

 

Umbrella

GAP Advantage Coverage

  • Reimburses up to 125% of MSRP or NADA Retail in the event of a totaled or stolen vehicle to pay the vehicle loan after insurance payment
  • GAP Advantage prevents, in almost all cases, a loan balance when a car is totaled or stolen
  • GAP Advantage includes Auto Deductible Reimbursement, which could help cover your auto deductible up to $500 in the event of a loss
  • Learn more >

 

 

 

 

 

Save on Auto Insurance 

 

As a member of Webster First, you'll enjoy 5% on your auto insurance and be eligible for additional discounts when you get coverage through WebFirst Insurance, LLC, a subsidiary of Webster First Federal Credit Union. As your local agent, WebFirst Insurance works with many carriers to get you the right coverage at the right price. Get a quote online today.

Need insurance now? WebFirst is pleased to offer 24/7 purchasing with our partner Plymouth Rock. With auto insurance from Plymouth Rock, you could get:

  • New Car Replacement so you can feel confident knowing that your new car is protected in the event of a loss+
  • A check on the spot from one of Plymouth Rock's Crashbusters® adjusters who come directly to your car to evaluate damage
  • White glove service when your car needs to be repaired with Door-to-Door Valet Claim Service®
  • Purchase through Plymouth Rock >

 

 

 

*(APR) Annual Percentage Rate is subject to change without notice. Rate will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rate quoted here assumes excellent borrower credit history.  Rate includes 1/4% deduction from a Webster First Federal Credit Union account Ex. $1,000; 2.24% APR; 60 months; $17.64; total interest $58.06.