First Advantage Checking for Business


Our flagship account, designed around your business


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First Advantage Checking for Business account benefits


  • $0 monthly maintenance fees
  • Earn interest on all balances over $5
  • No monthly transaction limits
  • Free notary service at any Webster First branch location
  • Access to nearly 30,000 ATMs and 5,000 branches
  • Night depository available at select Webster First branch locations, enrollment required
  • Access to Online Banking and Mobile Banking App
  • Safety deposit box fee waived for 2 x 5 x 24" box‡ for one year, boxes available at our Webster and Spencer branches
  • First order of standard checks is free




Easy access to your business accounts: anytime, anywhere

Access ypur business finances online and on mobile

Online Banking and our Mobile Banking App make taking care of business easy.

  • Share full or partial account access with employees to keep things running smoothly
  • Check balances and transfer funds
  • Pay bills
  • Deposit checks

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Webster First business debit Mastercard®

Get the debit card that works for your business
  • No annual fee or point of sale fees
  • Accepted anywhere Mastercard® is
  • Complimentary fraud monitoring
  • Earn cash back** on qualifying purchases and points on everyday purchases†
  • Earn rebates with the Mastercard Easy Savings® program***

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Access nearly 30,000 surcharge-free ATMs, nationwide

Access your accounts at ATMs in our network nationwide

Get access to your accounts at nearly 30,000 ATMs through our CO-OP Network partners. There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks. $500 daily ATM withdrawal limit, higher limits available upon request.


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Open your First Advantage Checking account


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Get started at a branch

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Requirements to open:

  • Business must be a DBA or Sole Proprietor
  • One of the following must apply:
    • Business owner is a current Webster First member
    • Business owner lives, works, worships, or attends school in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts
    • Business is located in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts
  • $5 minimum balance



Documents you’ll need:

  • Driver’s License
  • Social Security number
  • DBAs must also provide:
    • Business certificate from the town the business is located in
  • Sole Proprietors must also provide:
    • Business certificate from the town the business is located in
    • Tax ID paperwork from the IRS




First Advantage Checking rates


Min. Balance








Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*APY = Annual Percentage Yield. Compounds daily.

‡Safety deposit box fee waiver is subject to availability.

**Must have qualifying Webster First Federal Credit Union checking account, debit card, and online banking. Webster First Federal Credit Union offers no warranties on any offers, commitments, promotions, money back, or other incentives offered by any of the merchants in the cash back rewards program. Offers are provided "as is" and "as available."

†Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.

***Must enroll to earn rebates. Restrictions apply. Rebates currently available for qualifying eligible purchases. Participating merchants and rebate offers subject to change. You'll receive Mastercard Easy Savings® Program rebates on top of merchant discounts and your card rewards.