Jump Start Checking


Student checking made simple





Jump Start Checking basics


When you're just starting out, it helps to have an account designed around your needs. Our Jump Start Checking account is specifically designed for young adults ages 15 - 22.


The account will automatically upgrade to First Advantage Checking once you reach 23 years of age, guaranteeing a great account for years to come.


To open a Jump Start Checking account, please visit one of our branches.




Account benefits


  • $0 monthly maintenance fees
  • Pays dividends on all balances over $5
  • No foreign ATM fees
  • Free first order of standard checks
  • Free checkbook balancing assistance
  • Free notary service at any Webster First branch
  • Safety deposit box fee waived for 2x5x24" box** for one year, available at our Webster and Spencer branches
  • All deposits insured by NCUA up to at least $250,000, additional amounts insured by MSIC
  • Low $100 minimum balance on Certificates
  • Overdraft Protection Available
  • Overdraft Privilege Available After 90 days of membership (please see fee schedule)




Webster First debit Mastercard®

Webster First debit Mastercard

Learn the ropes with our debit card. There's no annual fee and no point of sale fees to use it.


  See all benefits  




Requirements to open:

  • Must be between the ages of 15 - 22
  • Members under the age of 18 require joint ownership
  • Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County; or be a current Webster First member
  • $5 minimum balance



Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google, the Google logo and Google Pay are trademarks of Google Inc. Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

**Safety deposit box fee waiver is subject to availability.

*Must have qualifying Webster First Federal Credit Union checking account, debit card, and online banking. Webster First Federal Credit Union offers no warranties on any offers, commitments, promotions, money back, or other incentives offered by any of the merchants in the cash back rewards program. Offers are provided "as is" and "as available."

†Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.