First Advantage Checking


Cash Back Checking with No Maintenance Fees


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Looking for a free checking account loaded with features and benefits? First Advantage Checking offers you all the bells and whistles without any pesky account maintenance fees. Plus, managing your money is easier than ever with our mobile app.




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Account Basics


  • Pays interest on all balances over $5
  • Free first order of standard checks
  • Free notary service
  • Safety deposit box fee waived for 2 x 5 x 24" box* for one year; boxes available at our Webster and Spencer branches
  • Cover short-term cash flow needs with our Overdraft options
  • All deposits insured by NCUA up to at least $250,000, additional amounts insured by MSIC
  • No account maintenance fees; for other fees, please see our fee schedule




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Get Rewarded for Using Your Debit Card


Our First Advantage checking account comes with a free debit card that's got a lot to offer. When you enroll in our Debit Rewards program, you can earn cash back† on qualified purchases.

Plus, our MobiMoney app gives you total control over your debit card. Turn it off and on, restrict transactions by location or amount, and more!

Explore Debit Card Features




The Webster First mobile app allows you to see account balances with a single swipe

Bank On the Go with Online Banking and Our Mobile App


Online banking gives you 24/7 access to your accounts from your computer. Check your balance, pay bills, view and download eStatements, and more.

Explore App Features



Our mobile app puts a branch in your pocket. Deposit checks, pay bills, transfer funds, and activate debit rewards offers - all on the go.

Webster First Mobile Banking App - Download on the App Store  Webster First Mobile Banking App - Get it on Google play  Webster First Mobile Banking App - Available at Amazon




Requirements to Open


  • Must be 18 years of age or older
  • Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member
  • $5 minimum balance





*Safety deposit box fee waiver is subject to availability.

Must have qualifying Webster First Federal Credit Union checking account, debit card, and online banking. Webster First Federal Credit Union offers no warranties on any offers, commitments, promotions, money back, or other incentives offered by any of the merchants in the Debit Rewards program. Offers are provided "as is" and "as available."