Your First Advantage Checking account awaits

Open a free checking account with $0 monthly maintenance fees. Start enjoying cash back rewards, 24/7 online & mobile banking, and access to nearly 30,000 ATMs nationwide.

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A checking account that puts you first

We know managing your money should be simple and rewarding. With First Advantage Checking, you’ll enjoy benefits designed for your convenience and peace of mind.

Why choose first advantage checking?

$0 Monthly Maintenance Fees

Your money stays yours — because unnecessary fees just don’t make sense.

Safety & security you can trust

Your debit card comes with complimentary fraud monitoring and Mastercard® Zero Liability Protection†, giving you peace of mind with every transaction.

Cash back‡ rewards

Earn cash back‡ on qualified purchases with our free rewards program. It’s simple — just shop, earn, and enjoy.

Access to nearly 30,000 ATMs

Withdraw funds with no fees at Webster First ATMs or ATMs in the SUM or CO-OP Networks.

Online and Mobile Banking

Take control of your finances anytime, anywhere. Check balances, track budgets, deposit checks, pay loans, and more — all in one place.

Mobile Wallet for easy payments

Leave your card at home. Add your card to Apple Pay®, Google Pay, or Samsung Pay and tap to pay for quick and secure checkouts.

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Get convenient access

Get 24/7 access to your accounts with online banking and our mobile app.

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Webster First mobile app quick balance screen
Your money made mobile

Our app offers powerful tools to make managing your money easy: anytime, anywhere.

  • Check your balance
  • Transfer money and pay bills
  • Deposit checks
  • Get text and email alerts to stay on track and under budget

Know what's in your account in seconds

Our Quick Balance features allows you to view account balances and recent transactions by swiping down on the login screen.

  • No need to enter your login information
  • Quick Balance may be turned on and off through the “Settings” menu
  • Please note: when enabled, Quick Balance will be available to anyone using your device

Track your spending

Our Money Management tool gives you total control over your finances.

  • View all accounts and transactions, regardless of which institution they are held with
  • See where your money is spent across categories
  • Use automatic categories provided by Money Management, or set custom categories for ultimate personalization
  • Forecast debt payoffs and compare debt pay down strategies

Your Mastercard® debit card has you covered

Everything you love about our checking account is packed into your Mastercard® debit card.

Fraud monitoring

Our Card Alert Notification Program checks for unusual activity, ensuring your transactions are protected.


Program Details

Cash Back‡ rewards for shopping

Activate offers in online banking or the app, shop using your debit card, and watch the rewards roll into your account.


See All Debit Card Benefits

Complete control with Card Suite Lite

Turn your card off and on, set spending limits, and receive alerts — all through our user-friendly Card Suite Lite app.


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Open your First Advantage Checking account today

Taking the next step is simple. To get started, you must: be 18 years or older live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County, or be a current Webster First member, and make a $5 minimum deposit to open your account

Start managing your money the right way with First Advantage Checking.


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Award-winning service

2024: Newsweek Best Regional Banks and Credit Unions

2024 Winner: Best of Central Mass

Webster First 5-Star Bauer Rating Badge

Rated 5 Stars by Bauer

2023 Winner: Best of Central Mass