First Advantage Checking for Business

Our flagship account, designed around your business

Looking for a free checking account designed specifically for your business? First Advantage Checking for Business offers you everything you need to manage your business finances without monthly maintenance fees.

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Benefits at a glance

There's a lot to love about our First Advantage Checking for Business account.

$0 Monthly Maintenance Fees

First Advantage Checking for Business has no monthly maintenance fees and no monthly transaction limits. Plus, you’ll earn dividends on all balances over $5.

Convenience after hours

Night depository is available at select Webster First branch locations, enrollment required.

Safety and Security

Your debit card comes with complimentary fraud monitoring.

Earn Rewards

Earn cash back‡ on qualified purchases with our free rewards program.

Nearly 30,000 ATMs

There is no fee to withdraw funds from Webster First ATMs or ATMs belonging to the SUM or CO-OP Networks.

Online and Mobile Banking

Check balances, track budgets, deposit checks, make loan payments, and more.

Convenient access to your business accounts, anytime

Online banking and our mobile app make taking care of business easy.

  • Share full or partial account access with employees to keep things running smoothly
  • Check balances and transfer funds
  • Pay bills
  • Deposit checks
Learn more

We’ll keep your account secure

Complimentary fraud monitoring through our Card Alert Notification Program is included with every debit card. All activated cards are automatically enrolled for maximum convenience. This program monitors your card transactions for suspicious activity. If potential fraud is detected, we’ll contact you immediately.

Program Details

Earn rewards and rebates

A great account can be rewarding in more ways than one.

Earn cash back‡ on qualified purchases with our free program:
  • Activate offers right from online banking or our app.
  • Shop based on the offer terms using your Webster First Mastercard® debit card or connected mobile wallet.
  • Earn your cash reward! Rewards are deposited right into your account.
Plus, you can earn rebates with the Mastercard Easy Savings® program**.

 

Learn More

Requirements to open

  • Business must be a DBA or Sole Proprietor
  • One of the following must apply:
    • Business owner is a current Webster First member
    • Business owner lives, works, worships, or attends school in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts
    • Business is located in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts
  • $5 minimum balance
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Documents you’ll need
  • Driver’s License
  • Social Security number
  • DBAs must also provide:
    • Business certificate from the town the business is located in
  • Sole Proprietors must also provide:
    • Business certificate from the town the business is located in
    • Tax ID paperwork from the IRS

Award-winning service

2020 Best of Central Mass winner award badge

2020 Winner: Best of Central Mass

2019 Winner: Best of Central Mass

Rated 5 Stars by Bauer

2018 Winner: BBB Marketplace Excellence

Why choose Webster First?

Smart money decisions are in our DNA

Webster First is one of the most well capitalized credit unions in Massachusetts as a result of our hard work and determination to make the best possible financial decisions. With our experience and dedicated team, we’re confident we can help your business make the right financial decisions too.

Local, neighborly know-how

Our roots are in Massachusetts, opening our first branch in the small town of Webster back in 1928. Since then we’ve grown to over $1.2 billion with over 80,000 members who trust us with their banking. Since our banking team is locally grown too, they personally care about the success of their local businesses and community.

Authenticity you can trust

As New Englanders, we believe in being upfront and honest. You can expect straightforward answers to all your questions. Each relationship starts with trust and it’s the cornerstone of our acclaimed member service.

**Must enroll to earn rebates. Restrictions apply. Rebates currently available for qualifying eligible purchases. Participating merchants and rebate offers subject to change. You’ll receive Mastercard Easy Savings® Program rebates on top of merchant discounts and your card rewards.