Rates & Fees

As a credit union, we're a non-profit organization. That means that any money we earn is invested into new products and services, better technology, lower fees, and more competitive rates. Browse our low fees and competitive rates below, and see how good it is to think First.

 

Rates

Click on a category to view the corresponding rates. Rates listed here are current as of December 6, 2016. 

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Loan TypeAPR* as low asTerm (months)Monthly Payment (per $1000)Finance Charge

*Annual Percentage Rate. Rates subject to change without prior notice. Rate will be determined by your credit report and collateral. Rates reflect a 1/4% discount with a pre-authorized payment from a Webster First Federal Credit Union account.

**Motorcycles, wave runners, etc. maximum term 60 months.

***Proceeds held in an interest bearing certificate for the full term of the loan.

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TermRatesPointsAPR*Monthly Payment (per $1000)
*Annual Percentage Rate. All Mortgages APR's are based on 20% Down Payment. APR's may vary with lesser down payments. Rates are subject to change at any time without prior notice.
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TermRatesPointsAPR*Monthly Payment (per $1000)
Prime refers to the Wall Street Journal prime rate currently at 3.50% as of 12/16/15.
*Annual Percentage Rate.
**Proceeds held in an interest bearing certificate for the full term of the loan.
TypeInterest RateAPYMinimum BalanceCompounding
TypeInterest RateAPYMinimum BalanceCompounding
TypeInterest RateAPYMinimum BalanceCompounding

Penalty may be imposed for early withdrawal. Rates are subject to change daily.

TypeInterest RateAPYMinimum BalanceCompounding

APY refers to Annual Percentage Yield. Fees may reduce earnings for those accounts where fees may be assessed.

 

Fee Schedule

You'll love our low fees. Click here to download an up-to-date fee schedule.

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