Lending
Home Equity & Line of Credit
Looking for the right home loan? At Webster First Federal Credit Union, we believe getting a loan should be simple. Our credit union's lending professionals offer the advice you may need for a new home equity loan or line of credit and make getting a loan easy. Webster First also offers a great variety of low rate home equity loans and lines of credit to fit whatever your lending needs may be. When you think it's time for a home equity loan or line of credit, think First.
Extend your budget with our home equity lines of credit and get the money you need now with our fixed rate home equity loans. We also provide loan programs in rural areas with our Rural Housing Services.
Ask about our "No Closing Cost" home equity loans or home equity lines of credit. You may have a home equity line of credit for any purpose and write checks whenever you want. Our loan professionals at Webster First like to make the lending process as easy and rewarding as possible for you.
Please visit our rates page for current loan rates and interest rates on deposit accounts. Our Fee Schedule provides additional information on account fees and service fees. We also provide a free financial calculator page. Calculate your loan and auto payments, compare loans, and see how far your savings will take you.
Thank you for considering Webster First Federal Credit Union for your home equity loan needs.
Fixed Rate Home Equity Loans
Get the money you need now.
- Borrow up to 80% of the value of your home
- No processing fee
- Minimum lending amount of $15,000.00 on owner occupied property (1 to 4 units)
- Interest rate set at time of application
- For additional information on Fixed Rate Home Equity Loans please contact one of our credit union branch locations
Home Equity Line of Credit
Extend your budget as you need to.
- Minimum lending amount of $15,000.00
- Borrow up to 80% of the value of your owner occupied home (1 to 4 units)
- Revolving line of credit for your financial needs
- For additional information on a Home Equity Line of Credit please contact one of our credit union branch locations
Formerly the Farmers Home Administration, an agency of the U.S. Department of Agriculture providing loan programs in rural areas.
- No down payment required
- Loans for single family owner occupied property
- Property must be located in a qualified rural area
- For additional information on Rural Housing Services please contact one of our credit union branch locations
Webster First Federal Credit Union serves the people and businesses within Worcester County, Middlesex County, Essex County, and Suffolk County. Our convenient credit union branch locations are ready and willing to serve your lending needs. If you're shopping for a mortgage, home equity loan, or auto loan it pays to think First.

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